"ZarMoney adapts to your business."
0 Price
0 Ease Of Use
0 Features
0 Help And Support
Pros
  • Intuitive UI
  • Affordable for solopreneurs
  • Plenty of reports
  • 15-day free trial with no credit card required
Cons
  • Upgraded plans don’t add software features
  • Limited add-ons and integrations
  • High user count can make Small Business plan expensive
Company Background

ZarMoney is a cloud-based accounting solution designed for a range of businesses. Created in 2006 in Los Angeles, ZarMoney provides these businesses with simple and affordable accounting and bookkeeping. Today, thousands of business customers across the world rely on ZarMoney.

Plans & Pricing

ZarMoney offers a 15-day free trial with no credit card required. ZarMoney stores your data for 60 days after the end of your trial if you need some time to decide.

You have three choices of paid plans. All come with the same features in the following areas:
-Accounts payables/receivables
-Bookkeeping
-Inventory management
-Productivity tools
-Reporting

The main difference between the three plans is the number of users you can add.

Single User
$15/mo
15-day FREE trial
Small Business
$20/mo
15-day FREE trial
Enterprise
$350/mo
15-day FREE trial

Single User

Single User (Entrepreneur) is designed for a single user, so it mainly serves freelancers and solopreneurs. It costs $15 per month, one of the most inexpensive bookkeeping options.

Small Business

Small Business customers can add up to 29 users. Pricing is $20 per month for two users, then $7 per user per month for up to 27 more users.

Enterprise

ZarMoney’s Enterprise plan is for larger companies who will need to give accounting software access to 30 or more people. ZarMoney offers Enterprise customers a few bonuses:
-Custom training
-Implementation help
-Dedicated account representative
-Priority support

Enterprise pricing starts at $350 per month, but ZarMoney puts together a custom quote based on your company size and user count. If you’re interested in Enterprise, you get a demo instead of a free trial.

Features & Functionality
General Features
Invoicing/Accounts Receivable

ZarMoney offers several features to streamline your invoicing and accounts receivable. You can customize invoices, change payment terms, accept credit cards online, create and enforce credit limits/credit holds, send payment reminders, and more. ZarMoney is currently working on recurring invoices as well.

Vendors/Accounts Payable

ZarMoney handles the payables side of things, too. You can track your expenses and bills, automatically categorize expenses, manage your purchase orders, attach receipts, and even monitor for early payment discounts and automatically apply them if possible. There’s a payables calendar as well for easy bill tracking.

Plus, you can set authorized uses to approve A/P transactions, adding security to your payables process.

Bank Reconciliations

Reconciling your books with your bank account ensures accurate financials, helping you make informed decisions. ZarMoney makes it easy to identify discrepancies between the bank and your books and discover the reason behind the disparities.

Inventory Management

ZarMoney offers a lot in inventory management, helping you track things such as inventory and cost of goods sold in your books. You can monitor inventory levels and other relevant data in real time across several warehouses. There’s plenty of customization and other advanced inventory features like split POs and price adjustments for different customers.

Reporting and Analytics

ZarMoney offers several reports, including financial statements like your profit and loss statements and balance sheets. You can also generate AP/AR reports, 1099 reports, trial balances, and more.

Features
  • General Ledger
  • Manages Accounts Payable/Receivable
  • Income & Expenses Tracking/Management
  • Account Reconciliations
  • Bookkeeping Services Integration
  • Financial Reporting
  • Receipt Scanning
  • Invoicing
  • Dashboards
  • Auditing
  • Inventory Tracking/Management
  • Pay Bills
  • Cloud-based
  • Collections
  • Multi-currency
  • Multi-user Access
  • Manage Vendors/Contacts
  • Manage Purchase Orders
  • Bank and Credit Card Synchronization
  • Payroll Management
  • Convert Quotes to Invoices
  • Mobile App
Tax Preparation
Features
  • Tax Compliance
  • Manage Tax Calculations/Reporting
  • Accountant-prep Friendly/Accessible
Time-Saving Automations
Features
  • Automation of Invoices/Notifications
  • Suggests Transaction Matches
  • Purchase Order Automation
Add-Ons

ZarMoney is a comprehensive accounting and bookkeeping solution, so it only integrates with a few other software programs. Many of these are productivity tools and payment processing such as Gusto, Mailchimp, Shopify, Stripe, and Zapier.

Features
  • Payment Processing
  • Payroll Processing
  • Project Management
  • Time tracking
  • Third-party Integrations
Supported Devices
Features
  • Windows
  • Android
  • Linux
  • iPhone/iPad
  • Mac
  • Web-based
Pricing Model
Features
  • Monthly Payment
  • One-Time Payment
  • Annual Subscription
Ease of Use

ZarMoney excels in usability, offering an intuitive UI and simple navigation. Finding your way around becomes easy after only a few minutes. Plus, tutorial videos and help articles can provide more guidance if you need it.

Customer Support

ZarMoney has great customer service. Each agent knows the software and is eager to help out. Every plan helps you onboard, but Enterprise offers specialized software training, too. Plus, ZarMoney offers several additional support resources.

Phone Support
Phone Support
ZarMoney agents are reachable by phone Mon-Fri 9 am - 5 pm EST
Live Online Chat
Live Online Chat
You can access help via live chat
Video Tutorials
Video Tutorials
Available in its Academy, on social media, and on YouTube
FAQ
FAQ
The support page has several FAQs
Final Word

ZarMoney’s an intuitive bookkeeping product that mixes advanced features with relative simplicity. It covers many aspects of bookkeeping, from AP/AR to generating financial statements and more. ZarMoney could add more integrations, but the company has a history of adding features to the platform. Overall, solopreneurs and businesses with few employees will benefit the most from ZarMoney, given the price.

Bradley Schnitzer
Author: Bradley Schnitzer
Bradley Schnitzer helps businesses gain loyal customers through informative content pieces and persuasive copy. He is passionate about personal finance and helping budding freelancers further their careers.