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Does Credit Card Processing.com require you to sign a contract?

No. Credit Card Processing.com does month-by-month pricing. There are no percentages at significant markups, either.

How long until I receive my funds?

Credit Card Processing.com states that you receive funds within 2-3 business days of the payment

What credit cards can I accept with Credit Card Processing.com?

You can accept cards from all major card brands, including debit cards with PINs.