ZarMoney Bookkeeping Review For 2025

Category: Bookkeeping
ZarMoney offers small and medium-sized businesses a balance of robust accounting and bookkeeping features and simple UI. Pricing is decent, especially for solopreneurs and companies with only a few employees, and there is plenty of support available.
Company:ZarMoney

ZarMoney Bookkeeping Plans & Pricing

Small Business
$20
/mo
15-day FREE trial
Enterprise
$350
/mo
15-day FREE trial

ZarMoney Comparison

Expert Review

4.1
Price
3.5
Ease Of Use
4.5
Features
4.0
Support
4.5

Pros

v-pro
Intuitive UI
v-pro
Affordable for solopreneurs
v-pro
Plenty of reports
v-pro
15-day free trial with no credit card required

Cons

x-con
Upgraded plans don’t add software features
x-con
Limited add-ons and integrations
x-con
High user count can make Small Business plan expensive

ZarMoney Bookkeeping's Offerings

ZarMoney offers a 15-day free trial with no credit card required. ZarMoney stores your data for 60 days after the end of your trial if you need some time to decide.

You have three choices of paid plans. All come with the same features in the following areas:
-Accounts payables/receivables
-Bookkeeping
-Inventory management
-Productivity tools
-Reporting

The main difference between the three plans is the number of users you can add.

Customer Support

ZarMoney has great customer service. Each agent knows the software and is eager to help out. Every plan helps you onboard, but Enterprise offers specialized software training, too. Plus, ZarMoney offers several additional support resources.

Features & Functionality

General Features

Invoicing/Accounts Receivable

ZarMoney offers several features to streamline your invoicing and accounts receivable. You can customize invoices, change payment terms, accept credit cards online, create and enforce credit limits/credit holds, send payment reminders, and more. ZarMoney is currently working on recurring invoices as well.

Vendors/Accounts Payable

ZarMoney handles the payables side of things, too. You can track your expenses and bills, automatically categorize expenses, manage your purchase orders, attach receipts, and even monitor for early payment discounts and automatically apply them if possible. There’s a payables calendar as well for easy bill tracking.

Plus, you can set authorized uses to approve A/P transactions, adding security to your payables process.

Bank Reconciliations

Reconciling your books with your bank account ensures accurate financials, helping you make informed decisions. ZarMoney makes it easy to identify discrepancies between the bank and your books and discover the reason behind the disparities.

Inventory Management

ZarMoney offers a lot in inventory management, helping you track things such as inventory and cost of goods sold in your books. You can monitor inventory levels and other relevant data in real time across several warehouses. There’s plenty of customization and other advanced inventory features like split POs and price adjustments for different customers.

Reporting and Analytics

ZarMoney offers several reports, including financial statements like your profit and loss statements and balance sheets. You can also generate AP/AR reports, 1099 reports, trial balances, and more.

v-pro
General Ledger
v-pro
Manages Accounts Payable/Receivable
v-pro
Income & Expenses Tracking/Management
v-pro
Account Reconciliations
x-con
Bookkeeping Services Integration
v-pro
Financial Reporting
v-pro
Receipt Scanning
v-pro
Invoicing
v-pro
Dashboards
v-pro
Auditing
v-pro
Inventory Tracking/Management
v-pro
Pay Bills
v-pro
Cloud-based
x-con
Collections
x-con
Multi-currency
v-pro
Multi-user Access
v-pro
Manage Vendors/Contacts
v-pro
Manage Purchase Orders
v-pro
Bank and Credit Card Synchronization
x-con
Payroll Management
v-pro
Convert Quotes to Invoices
x-con
Mobile App

Tax Preparation

Simplify and optimize tax filing with expert features and tools.

v-pro
Tax Compliance
v-pro
Manage Tax Calculations/Reporting
v-pro
Accountant-prep Friendly/Accessible

Time-Saving Automations

Automate repetitive tasks to improve efficiency and productivity.

v-pro
Automation of Invoices/Notifications
v-pro
Suggests Transaction Matches
x-con
Purchase Order Automation

Add-Ons

ZarMoney is a comprehensive accounting and bookkeeping solution, so it only integrates with a few other software programs. Many of these are productivity tools and payment processing such as Gusto, Mailchimp, Shopify, Stripe, and Zapier.

x-con
Payment Processing
x-con
Payroll Processing
x-con
Project Management
x-con
Time tracking
v-pro
Third-party Integrations

Supported Devices

Access and use on a variety of compatible devices.

x-con
Windows
x-con
Android
x-con
Linux
x-con
iPhone/iPad
x-con
Mac
v-pro
Web-based

Pricing Model

Flexible pricing structures tailored to different needs and budgets.

v-pro
Monthly Payment
x-con
One-Time Payment
x-con
Annual Subscription

Ease Of Use:

ZarMoney excels in usability, offering an intuitive UI and simple navigation. Finding your way around becomes easy after only a few minutes. Plus, tutorial videos and help articles can provide more guidance if you need it.

Verdict:

ZarMoney’s an intuitive bookkeeping product that mixes advanced features with relative simplicity. It covers many aspects of bookkeeping, from AP/AR to generating financial statements and more.

ZarMoney could add more integrations, but the company has a history of adding features to the platform. Overall, solopreneurs and businesses with few employees will benefit the most from ZarMoney, given the price.

User Review

4.2
5
2 Users
(2)
4
2 Users
(2)
3
1 Users
(1)
2
0 Users
(0)
1
0 Users
(0)
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5 Reviews
11-50 employees
Used for: 1-2 years
06 Apr - 2021
Amazing pricing for high-end software!
I am super impressed with Zarmoney. I tried it out with the free trial, and instantly decided to stick with it. Costs only a fraction of what I was spending previously before, but I get everything I need. Immensely user friendly!
Dislike:
  • Slight learning curve and wish there was a graphic view of some data.
1-10 employees
Used for: 6-12 months
10 Mar - 2021
Great value
I have been using Zarmoney for about a year now. I switched to this software in particular because of the interface. Easy and straightforward. The built-in reports are also advantageous. I use them often. I sometimes wish I could customize them more, but
Like:
  • Cost-friendly and fantastic customer service.
Dislike:
  • As mentioned before, more personalization options would make the overall system better in the long run. Hoping these are added in the updates one day. For now, I’m pretty happy with Zarmoney.
1-10 employees
Used for: Less than 6 months
04 Feb - 2021
Perfect for beginners
Simple setup and easy-to-understand features.
Like:
  • The customer service will guide you through everything. Any problem I face, they immediately respond and offer a solution.
Dislike:
  • My one piece of advice and feedback is that the credit card options are limited to only a select number of processors. Gives you a little bit of a setback if you’re looking for a complete bookkeeping solution that requires one of these specific industries
11-50 employees
Used for: 1-2 years
17 Jan - 2021
Best part is the cost
Overall, the account charts are easily read and trackable. An awesome dashboard that enables you to see key performance indicators and full reports.
Like:
  • Automation is almost perfect with ZarMoney
Dislike:
  • Bank account information doesn’t regularly update
1-10 employees
Used for: 6-12 months
13 Jan - 2021
Zarmoney Review
Finally, an orderly software that allows me to skip manually counting everything when stocking. Zarmoney keeps track of everything so I can make reorders at the right time without any hassle. My books are organized and easy to sift through. I run my busin
Like:
  • Favorite part is the easy search in data and the Zarmoney team.
Dislike:
  • Nothing negative to say. Been working like a charm since the initial setup and training of my staff on it.