Top Toast Alternatives

Here are the best alternatives to Toast. Explore top Toast competitors offering similar features, benefits, and functionality. Choose the one that meets your needs, whether you want better pricing, advanced features, or enhanced customization. Use this comparison to discover tools that compete with Toast and may better align with your needs.

Merchant One
Worldpay
North Payments
Price - Starting from
Regular
$13.95
/mo
+ transaction fees
Price - Starting from
Custom Pricing
Custom
/mo
Price - Starting from
Free
Free
/mo
Expert Pros
High Approval Rate Regardless of Credit
Quick Setup
Quick Access to Funds
PCI Compliant
Expert Pros
Offers custom pricing to cater to your specific business needs
Intuitive software and systems with powerful features
Next-day funding helps maintain cash flow
You can access 24/7 telephone support
Expert Pros
Integrates seamlessly with many business systems
Prioritizes data protection and fraud prevention
Flexible payment options​: ACH, mobile, contactless NFC, and third-party integrations
New customers receive free equipment like mobile card readers and POS systems
Expert Cons
Merchant One requires a three-year contract
Services may be more expensive than competitors
Expert Cons
No transparent pricing plans, so it’s hard to compare with other options
Expert Cons
No option for an online chat
Price quotes must be obtained through a consultation
No clear support for handling cash payments

Toast Merchant Services Alternatives

Merchant One
Merchant One
Starting from:
$13.95 /mo
Free plan / Free trial:
Not Available
Learn more about Merchant One review.
With over 20 years of experience, Merchant One is a trusted leader in credit card payment processing, serving industries such as retail, hospitality, and e-commerce. Offering state-of-the-art technology and direct-to-source services, they ensure seamless transactions, competitive rates, and next-day funding. Known for their customer-centric approach, the merchant service provider streamlines payment solutions with no setup fees and flexible equipment leasing, making them a reliable partner for over 100,000 businesses. Their commitment to compliance and innovation guarantees businesses secure, efficient, and scalable solutions tailored to their unique needs. In this review, I'll cover the Merchant One pricing structure, features, performance, and more.
Features

General Features

v-pro
ACH Payment Processing
v-pro
Billing & Invoicing
v-pro
Cryptocurrency Processing
v-pro
Data Security
v-pro
Debit/Credit Card Processing
v-pro
Electronic Signature
v-pro
In-Person Payments
v-pro
Mobile Payments
v-pro
Multiple Payment Gateways
v-pro
Online payment processing
v-pro
PCI Compliance
v-pro
POS Integration
v-pro
Payment Fraud Prevention
v-pro
Payment Processing Services Integration
v-pro
Recurring Billing
v-pro
Reporting/Analytics
v-pro
Mobile Credit card processing
v-pro
Cash Transactions
v-pro
Contactless NFC
v-pro
Electronic Receipts
v-pro
Mobile Card Reader
v-pro
3rd-Party Integrations

Hardware & Software

v-pro
iOS
v-pro
Android
v-pro
Cloud-Based
v-pro
On-place Installation
v-pro
Windows
v-pro
Mac

Pricing Options Automations

v-pro
Free Trial
v-pro
Freemium
v-pro
Monthly Subscription
v-pro
Annual Subscription
v-pro
One-Time License

Sales Channels

v-pro
Instore Sales
v-pro
Online Sales
v-pro
Mobile Sales
Pros & Cons

Pros

v-pro
High Approval Rate Regardless of Credit
v-pro
Quick Setup
v-pro
Quick Access to Funds
v-pro
PCI Compliant

Cons

x-con
Merchant One requires a three-year contract
x-con
Services may be more expensive than competitors
Worldpay
Worldpay
Starting from:
Custom /mo
Free plan / Free trial:
Not Available
Learn more about Worldpay review.
Worldpay is one of the most established providers of merchant services in the world today. It handles trillions of transactions every year for more than one million businesses. It caters to businesses of all shapes and sizes. With a focus on innovation, Worldpay offers seamless transactions covering a huge range of payment methods. This ensures your business delivers efficient and secure online payment processing services. My Worldpay merchant services review will explore all the features, pricing, ease of use, and customer support.
Features

General Features

v-pro
ACH Payment Processing
v-pro
Billing & Invoicing
v-pro
Cryptocurrency Processing
v-pro
Data Security
v-pro
Debit/Credit Card Processing
v-pro
Electronic Signature
v-pro
In-Person Payments
v-pro
Mobile Payments
v-pro
Multiple Payment Gateways
v-pro
Online payment processing
v-pro
PCI Compliance
v-pro
POS Integration
v-pro
Payment Fraud Prevention
v-pro
Payment Processing Services Integration
v-pro
Recurring Billing
v-pro
Reporting/Analytics
v-pro
Mobile Credit card processing
v-pro
Cash Transactions
v-pro
Contactless NFC
v-pro
Electronic Receipts
v-pro
Mobile Card Reader
v-pro
3rd-Party Integrations

Hardware & Software

v-pro
iOS
v-pro
Android
v-pro
Cloud-Based
v-pro
On-place Installation
v-pro
Windows
v-pro
Mac

Pricing Options Automations

v-pro
Free Trial
v-pro
Freemium
v-pro
Monthly Subscription
v-pro
Annual Subscription
v-pro
One-Time License

Sales Channels

v-pro
Instore Sales
v-pro
Online Sales
v-pro
Mobile Sales
Pros & Cons

Pros

v-pro
Offers custom pricing to cater to your specific business needs
v-pro
Intuitive software and systems with powerful features
v-pro
Next-day funding helps maintain cash flow
v-pro
You can access 24/7 telephone support

Cons

x-con
No transparent pricing plans, so it’s hard to compare with other options
North Payments
North Payments
Starting from:
Free /mo
Free plan / Free trial:
Available
Learn more about North Payments review.
NNorth Payments stands as a premier Merchant Services software, delivering comprehensive online merchant services tailored for businesses of all sizes. As a top 10 non-bank merchant acquirer, North Payments has garnered numerous awards and partners with over 100,000 merchants. Their suite of services includes credit card processing, point-of-sale (POS) systems, and mobile payments, offering flexible solutions across various industries to meet diverse payment needs. In this North Payments review, I'll check out the features, performance, customer service, and merchant services pricing.
Features

General Features

v-pro
ACH Payment Processing
v-pro
Billing & Invoicing
v-pro
Cryptocurrency Processing
v-pro
Data Security
v-pro
Debit/Credit Card Processing
v-pro
Electronic Signature
v-pro
In-Person Payments
v-pro
Mobile Payments
v-pro
Multiple Payment Gateways
v-pro
Online payment processing
v-pro
PCI Compliance
v-pro
POS Integration
v-pro
Payment Fraud Prevention
v-pro
Payment Processing Services Integration
v-pro
Recurring Billing
v-pro
Reporting/Analytics
v-pro
Mobile Credit card processing
v-pro
Cash Transactions
v-pro
Contactless NFC
v-pro
Electronic Receipts
v-pro
Mobile Card Reader
v-pro
3rd-Party Integrations

Hardware & Software

v-pro
iOS
v-pro
Android
v-pro
Cloud-Based
v-pro
On-place Installation
v-pro
Windows
v-pro
Mac

Pricing Options Automations

v-pro
Free Trial
v-pro
Freemium
v-pro
Monthly Subscription
v-pro
Annual Subscription
v-pro
One-Time License

Sales Channels

v-pro
Instore Sales
v-pro
Online Sales
v-pro
Mobile Sales
Pros & Cons

Pros

v-pro
Integrates seamlessly with many business systems
v-pro
Prioritizes data protection and fraud prevention
v-pro
Flexible payment options​: ACH, mobile, contactless NFC, and third-party integrations
v-pro
New customers receive free equipment like mobile card readers and POS systems

Cons

x-con
No option for an online chat
x-con
Price quotes must be obtained through a consultation
x-con
No clear support for handling cash payments
PaySafe
PaySafe
Starting from:
2.75% / transaction
Free plan / Free trial:
Not Available
Learn more about PaySafe review.
PaySafe is a trusted merchant services provider, delivering secure and scalable payment solutions for businesses of all sizes, including e-commerce and high-risk industries. With over 25 years of expertise, PaySafe connects merchants and consumers across 120+ markets, supporting 260+ payment types and 40+ currencies. The platform offers online payment processing, digital wallets, and cash-based transactions, ensuring seamless global payments. Features like Netbanx provide highly comprehensive reporting and integrations to optimize operations. This PaySafe review covers its features, pricing, performance, and customer support to help businesses make informed decisions.
Features

General Features

v-pro
ACH Payment Processing
v-pro
Billing & Invoicing
v-pro
Cryptocurrency Processing
v-pro
Data Security
v-pro
Debit/Credit Card Processing
v-pro
Electronic Signature
v-pro
In-Person Payments
v-pro
Mobile Payments
v-pro
Multiple Payment Gateways
v-pro
Online payment processing
v-pro
PCI Compliance
v-pro
POS Integration
v-pro
Payment Fraud Prevention
v-pro
Payment Processing Services Integration
v-pro
Recurring Billing
v-pro
Reporting/Analytics
v-pro
Mobile Credit card processing
v-pro
Cash Transactions
v-pro
Contactless NFC
v-pro
Electronic Receipts
v-pro
Mobile Card Reader
v-pro
3rd-Party Integrations

Hardware & Software

v-pro
iOS
v-pro
Android
v-pro
Cloud-Based
v-pro
On-place Installation
v-pro
Windows
v-pro
Mac

Pricing Options Automations

v-pro
Free Trial
v-pro
Freemium
v-pro
Monthly Subscription
v-pro
Annual Subscription
v-pro
One-Time License

Sales Channels

v-pro
Instore Sales
v-pro
Online Sales
v-pro
Mobile Sales
Pros & Cons

Pros

v-pro
User-friendly interface
v-pro
Diverse payment options for all sized businesses
v-pro
Prompt customer service
v-pro
Efficient chargebacks management feature

Cons

x-con
Compatibility Problems which may lead to manual reconciliation
x-con
Customer Support on technical issues may be slower than anticipated
Stax
Stax
Starting from:
$99 /mo
Free plan / Free trial:
Not Available
Learn more about Stax review.
Stax is a merchant services provider that offers monthly membership pricing instead of percentage-based markups for payment processing. It provides useful features to complement its payment processing services, such as its Omni Integrated Payments suite. Stax works well for high-volume businesses.
Features

General Features

v-pro
ACH Payment Processing
v-pro
Billing & Invoicing
v-pro
Cryptocurrency Processing
v-pro
Data Security
v-pro
Debit/Credit Card Processing
v-pro
Electronic Signature
v-pro
In-Person Payments
v-pro
Mobile Payments
v-pro
Multiple Payment Gateways
v-pro
Online payment processing
v-pro
PCI Compliance
v-pro
POS Integration
v-pro
Payment Fraud Prevention
v-pro
Payment Processing Services Integration
v-pro
Recurring Billing
v-pro
Reporting/Analytics
v-pro
Mobile Credit card processing
v-pro
Cash Transactions
v-pro
Contactless NFC
v-pro
Electronic Receipts
v-pro
Mobile Card Reader
v-pro
3rd-Party Integrations

Hardware & Software

v-pro
iOS
v-pro
Android
v-pro
Cloud-Based
v-pro
On-place Installation
v-pro
Windows
v-pro
Mac

Pricing Options Automations

v-pro
Free Trial
v-pro
Freemium
v-pro
Monthly Subscription
v-pro
Annual Subscription
v-pro
One-Time License

Sales Channels

v-pro
Instore Sales
v-pro
Online Sales
v-pro
Mobile Sales
Pros & Cons

Pros

v-pro
Quickbooks integration
v-pro
Transparent monthly pricing with no percentage markups
v-pro
Omni Integrated Payments platform

Cons

x-con
US-based merchants only
x-con
Pricy for low-volume businesses
Clover
Clover
Starting from:
Starts at $165 /mo
Free plan / Free trial:
Not Available
Learn more about Clover review.
Clover is a comprehensive merchant services provider that empowers businesses with advanced point-of-sale (POS) systems, seamless payment processing, and a suite of integrated business management tools. From restaurants and retail to service businesses, regardless of business type, Clover offers tailored solutions to track inventory, manage employees, and enhance customer engagement. Clover's features—such as integrated gift cards, inventory management, security, and employee tools—are designed to benefit small business operations across industries. Clover's hardware, including portable and countertop devices, is known for its durability, portability, and suitability for various business environments, meeting diverse operational needs. Their software supports online ordering, invoicing, and loyalty programs. With competitive rates, flexible funding through Clover Capital, and a rich marketplace of apps, Clover equips businesses with the tools to streamline operations and drive growth effectively. In this review, I’ll examine the Clover merchant services pricing plans, features, performance, and more.
Features

General Features

v-pro
ACH Payment Processing
v-pro
Billing & Invoicing
v-pro
Cryptocurrency Processing
v-pro
Data Security
v-pro
Debit/Credit Card Processing
v-pro
Electronic Signature
v-pro
In-Person Payments
v-pro
Mobile Payments
v-pro
Multiple Payment Gateways
v-pro
Online payment processing
v-pro
PCI Compliance
v-pro
POS Integration
v-pro
Payment Fraud Prevention
v-pro
Payment Processing Services Integration
v-pro
Recurring Billing
v-pro
Reporting/Analytics
v-pro
Mobile Credit card processing
v-pro
Cash Transactions
v-pro
Contactless NFC
v-pro
Electronic Receipts
v-pro
Mobile Card Reader
v-pro
3rd-Party Integrations

Hardware & Software

v-pro
iOS
v-pro
Android
v-pro
Cloud-Based
v-pro
On-place Installation
v-pro
Windows
v-pro
Mac

Pricing Options Automations

v-pro
Free Trial
v-pro
Freemium
v-pro
Monthly Subscription
v-pro
Annual Subscription
v-pro
One-Time License

Sales Channels

v-pro
Instore Sales
v-pro
Online Sales
v-pro
Mobile Sales
Pros & Cons

Pros

v-pro
All-inclusive & user-friendly solutions
v-pro
Competitive flat-rate payment processing fees
v-pro
Wide variety of app integrations
v-pro
24/7 customer support ensures continuous assistance

Cons

x-con
High up-front costs
x-con
No online application option
x-con
Clover hardware required for some features