POS
The CardX POS terminals are powered by Verifone. The presence of these terminals at sales points can make payments simple and convenient for people in businesses, government agencies, and educational institutions.
CardX accepts both debit cards and credit cards at its POS. Moreover, web payments and virtual payments are also accepted, and the option to choose between in-person payments and in-house payments is also provided.
Online Payments
Businesses can receive online payments through their websites. Since CardX has its payment gateway, customers are not redirected to another page. This will allow the business to have complete control over the stages of its interaction with customers without third-party intervention.
CardX Government + Education
CardX merchant service extends a Government + Education feature that enables government agencies and educational institutions to receive payments. In under a second, the technology-empowered service can determine information, such as the card type of the customer and determine the processing fee which will be charged.
This feature allows client businesses to not bear the cost of transactions, and all such processing charges are paid by customers. The demerits of flat-rate pricing, which is the use of low fees from low-cost cards to balance the high charges from high-processing rate cards, are also disabled.
Business
By eliminating operational costs, CardX offers an ideal service to for-profit businesses. This enhances profit margins for the business. Moreover, payments can be received from customers through both credit and debit cards. Since these processing charges are public, the customer gets to make an informed decision regarding the card they would prefer to use.
Regarding discounts, CardX ensures that cash discounts are only used by businesses if they are compliant. Compliance with the CardX merchant services includes the display of product prices with and without the use of a credit card for payment. Through this compliant practice, customer trust in the company would be improved. It also keeps the business secure from any unwanted penalties and litigations for non-compliance.
Funds and Financial Data Security
CardX is PCI compliant and pays extra diligence to information security. Therefore, customers’ financial information collected by a business will not be prone to system breaches. The implications of information breaches are severe and can lead businesses to bankruptcy. CardX merchant services offer extensive protection in this regard.
Integrations
CardX has not integrated any third-party software or tools to enable its service. The service’s system is intuitive and highly functional, integrating several payment points and enabling the business to have access through a unified platform.
Ease of Use
CardX offers various features that enable an easy-to-use service. The software is entirely free and no upfront payments are taken. Businesses can simply acquire the service by signing up on the CardX website, without the need of purchasing servers or paying for hosting.
Once an account is set up, the business owner can access the dashboard to review extensive information regarding their business’s financial activities. Transaction figures can be sorted by day, week, month, quarter, and year. Sales statistics can be viewed from the CardX terminal, the virtual terminal, and the Lightbox. A sales report can be generated to make informed decisions.
